May 7th, 2007

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Monthly Web Quest Winner

The winner of the first Monthly contest at Pixelheadonline.com was Valkrie Angel with his submission post located at Jameo-Tips.com, which is a site that offers tips on a variety of things. His latest post was an insightful post about the new SpiderMan 3 movie.

I also checked out his other sites, and was especially impressed with both of his travel blogs. From what I read about Mr. Angel, he is employed as a travel agent and has a blog for his Travel position and a personal travel blog. I am truly in awe of the trips he has taken. Tibet has been a place I have wanted to visit for quite a while.

Written by Pixelhead on May 7th, 2007 with 1 comment.
Read more articles on Contests and Travel and Uncategorized.

Importance of a Clean Credit Report

The benefits of a clean credit report and score are numerous. When looking to make a significant purchase such as a home or car – having a high credit score can make a huge difference in the interest rate on the mortgage or loan. If you have bad credit you can expect to pay thousands more over the course of the loan as compared to someone with clean credit. And it’s all too easy to go from a good credit score to a bad score – often not knowing why your score changed. Most people understand that not paying on their credit cards, loans and mortgages will negatively affect their credit score – the same goes for making habitually late payments. But, not everyone knows that every time you apply for a credit card – this negatively affects your credit score.

When the time comes that you are ready to get credit help to try and repair your credit – you need to be careful too. There are many unscrupulous companies out there offering bad and costly advice. There are companies that will offer the promise of a quick fix to repair and give you credit help. There are companies that will require payment for information that is readily available for free. It took some time for you to get into this situation and it will take some time to repair your bad credit – there aren’t any legitimate quick fixes.

The best way to begin to clean up your credit is to get sound advice from resources that understand the Federal statutes that are in place to protect the consumer. Also knowing that any legitimate and legal credit repair will take time to complete – but it can be done and is well worth the effort. A bad credit score can be very costly and once you understand how you got – learn how you can fix it.

Written by lizziebean on May 7th, 2007 with 6 comments.
Read more articles on Financial and Site Reviews and Uncategorized.